Focus Insurance & Risk Management Solutions was founded by Chad A. Bilz in January 2016.

Located in Erlanger, Kentucky, Focus Insurance & Risk Management Solutions is a specialized insurance and risk management agency providing commercial and personal risk assessment and mitigation.  Our in-depth insurance product and risk management approach is what sets us apart from other insurance agencies.  We identify the exposures and risks that affect your family and/or your business then we develop a unique plan of action to address those exposures and risks.  We accomplish this process by using insurance products where appropriate as well as assisting you in developing alternative strategies to reduce or avoid risk.  This method leads to a tailored plan which will best fit your needs as well as assisting you in spending your insurance and risk control dollars most effectively.  Our independence allows us to ensure that our client’s needs are foremost at all times.

We provide a streamlined approach to delivering high quality advice and protection professionally, accurate and promptly.  We have a team with a combined tenure of 50 years’ committed to the insurance industry which allows us with the ability to discuss a wide-ranging portfolio of products with our clients. Our coverage, market and industry knowledge allows us to much more thoroughly address the various needs of our clients versus that of other agencies. Our experience and knowledge combined with a balanced group of insurance partners brings you the best insurance products and risk transfer methods the industry can offer.  We stress continued learning with our staff by earning professional designations and promoting professional development to ensure you have the best team working with you.

Our Core Values

What We Stand For, and Our Promise To You.


We conduct business honestly by adhering to strong moral principles with an unwavering commitment to expertise and actions which are beyond reproach.


We interact with our clients, team members, partner carriers, and those throughout our communities with the highest regard and esteem.


We conduct business with skill, good judgment and polite behavior while continuously improving our individual competencies and organizational efficiencies.


Our client’s well-being is at the center of every action.


We support one another, we acknowledge each other’s contributions, we spread out the workload and we share recognition for a job well-done.


We promote a positive and productive work environment while enjoying what we do as well as encouraging a balance between work and home life.

“Mr. Bilz is focused and dedicated with great intentions to ensure the well-being of his clients by addressing concerns and providing excellent risk and management solutions to meet their needs.”

How to Contact the Focus Team?

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