Welcome to Focus Insurance & Risk Management, we appreciate your interest in our company.

We are focused on ensuring the lives of our clients are less complicated by assisting them with the protection of their assets and the planned pursuit of their dreams and aspirations. We accomplish this through a comprehensive risk assessment of their business/personal activities and their associated risks. Our experienced team of insurance and risk management professionals have the capability of offering a wide range of customized insurance and risk management solutions to assure that our clients have the necessary and appropriate risk transfer solutions to not only satisfy their obligations, but achieve their aspirations as their businesses and families grow.

We look forward to the opportunity to assist you with your insurance and risk management needs.

About Focus Insurance & Risk Management

Dedicated to Providing Excellent and Personalized Services.

Focus Insurance & Risk Management Solutions was founded by Chad A. Bilz in January 2016.

Located in Erlanger, Kentucky, Focus Insurance & Risk Management Solutions is a specialized insurance and risk management agency providing commercial and personal risk assessment and mitigation. Our in-depth insurance product and risk management approach is what sets us apart from other insurance agencies. We identify the exposures and risks that affect your family and/or your business then we develop a unique plan of action to address those exposures and risks. We accomplish this process by using insurance products where appropriate as well as assisting you in developing alternative strategies to reduce or avoid risk. This method leads to a tailored plan which will best fit your needs as well as assisting you in spending your insurance and risk control dollars most effectively. Our independence allows us to ensure that our client’s needs are foremost at all times.


Our mission is to partner with clients to help them protect their assets by providing specialized insurance and risk management solutions for businesses and individuals.

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To be the provider of choice in the region for customized insurance and risk management services and consultation.

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Our Products & Services

Custom Built for Your Business and Personal Needs.

Personal Insurance

Our in-depth insurance and risk management approach unites our personal lines customers and our commercial lines customers.  Just as we are able to identify the exposures and risks which affect businesses, we are also able to help you manage the exposures and risks which affect your family. As we work with our clients, we establish a connection with them in order to more thoroughly understand their needs.

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Commercial Insurance

Every business is unique with its own set of exposures and risks. Focus Insurance & Risk Management will provide your business a customized risk assessment which will allow us to identify all of the exposures that could adversely affect your business. This total risk assessment approach enables us to design a customized strategy which may include insurance, risk mitigation and risk avoidance procedures in order to protect your business.

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Risk Management

Risk management is defined as the process of protecting an organization’s assets through exposure identification, exposure analysis, controlling exposures, financing losses with external and internal funds, and the implementation and monitoring of the risk management process.

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Interested in Insurance & Risk Management Services?

Contact Us Today!